Risk Strategies' Fournier Group

About

Powered by Risk Strategies’ Fournier Group, HIP is designed for the entire hospitality industry. ORLA Members also receive a free comprehensive insurance and risk management audit.

On average, members save 10–15% while ensuring the right protection across:

• Property
• General & Liquor Liability
• Umbrella / Excess
• Auto / Delivery
• Cyber Liability
• Management Liability (D&O, Employment Practices)
• Workplace Violence
• Active Assailant Coverage

Program Benefits

• Industry Expertise: Built by hospitality insurance experts who understand your unique risks.
• Protection & Advocacy: HIP challenges the broken insurance-buying process—helping you secure the right coverage and control long-term pricing.
• Custom Assessments: Every business is different; HIP identifies gaps and eliminates unnecessary coverage.
• Buying Power: By pooling member premiums, HIP delivers stronger cost savings and coverage.

Simply put: HIP protects your business, saves you money, and puts you back in control.